Texas Rideshare Accident Attorneys

Texas Rideshare Laws

Texas has specific laws governing rideshare services, also known as transportation network companies (TNCs). These laws aim to protect passengers, drivers, and third parties involved in rideshare accidents. Key regulations include:

• Insurance Requirements: Texas law mandates that rideshare companies maintain specific insurance coverage for their drivers, which varies depending on the driver’s status at the time of the accident.
• Background Checks: Rideshare companies must conduct background checks on their drivers, ensuring they meet safety and driving record requirements.
• Vehicle Requirements: Uber and Lyft drivers must operate vehicles that meet specific age, safety, and inspection standards.
• Zero Tolerance Policy: Texas law requires rideshare companies to enforce a zero-tolerance policy for drugs and alcohol.

Understanding these laws is crucial when determining liability and seeking compensation for a rideshare accident.

Who is Liable for an Uber or Lyft Accident?

Liability in a rideshare accident depends on the driver’s status at the time of the crash. Here’s how it works:

When the Driver is Logged Off

If the rideshare driver is not logged into the Uber or Lyft app, they are considered a private driver, and their personal auto insurance policy applies. In this situation, Uber or Lyft’s insurance does not cover the accident.

When the Driver is Logged On But Hasn’t Accepted a Ride Request

If the driver is logged into the rideshare app but has not yet accepted a ride request, the rideshare company provides limited liability coverage:

• $50,000 per person for bodily injury
• $100,000 per accident for bodily injury
• $25,000 for property damage

If damages exceed these limits, the driver’s personal insurance policy may be required to cover the remaining costs.

When the Driver Has Accepted a Ride or Is Transporting a Passenger

Once a driver accepts a ride request or is actively transporting a passenger, Uber and Lyft provide up to $1 million in liability coverage. This includes:

• Coverage for the driver, passengers, and third parties involved in the accident.
• Uninsured/underinsured motorist coverage if another driver causes the accident but lacks sufficient insurance.

Determining liability can be complex, which is why you need an experienced Texas rideshare accident lawyer to investigate and handle your claim effectively.

Common Causes of Rideshare Accidents

Rideshare accidents can occur for various reasons, including:

• Distracted Driving: Rideshare drivers often rely on their phones for navigation and ride notifications, leading to distracted driving.
• Fatigue: Many Uber and Lyft drivers work long hours, increasing the risk of drowsy driving accidents.
• Speeding: Drivers rushing to complete more trips may engage in reckless driving behaviors.
• Failure to Obey Traffic Laws: Running red lights, failing to yield, and other violations contribute to crashes.
• Inexperienced Drivers: Some rideshare drivers lack professional training and experience handling high-traffic situations.

If you’ve been involved in an accident due to a rideshare driver’s negligence, Hilliard Law is here to help.

Recovering Compensation After a Rideshare Accident

Our team can help you pursue compensation for:

• Medical treatment and hospital bills
• Lost income and reduced earning capacity
• Rehabilitation and therapy expenses
• Pain and suffering
• Property damage to your vehicle or personal belongings

We work closely with accident reconstruction experts, medical professionals, and investigators to build a strong case for maximum recovery.

Common Challenges in Rideshare Accident Claims

Rideshare accident claims often involve unique challenges that can affect your recovery. These include:

• Multiple Parties: Liability may involve the driver, the rideshare company, and other motorists.
• Insurance Complications: Rideshare insurance varies based on whether the driver was online, offline, or transporting a passenger.
• Fault Disputes: Insurance companies may attempt to shift blame or reduce settlements.
• Delayed Reporting: Waiting too long to report the accident can weaken your case.
• Complex Documentation: Accident reports, medical records, and app data must be carefully reviewed.

Our Texas Uber and Lyft accident lawyer can help navigate these challenges, ensuring all evidence is preserved and your claim is properly documented.

Tips to Protect Your Rights as a Passenger

Passengers in rideshare accidents have specific rights. To protect yourself:

• Stay Calm and Safe: Ensure you’re out of harm’s way immediately after the crash.
• Seek Medical Attention: Early evaluation is crucial, even for minor symptoms.
• Document Everything: Record details about the driver, vehicle, route, and accident conditions.
• Report Through the App: Notify Uber, Lyft, or the rideshare platform promptly.
• Avoid Giving Statements Without Legal Advice: Insurance companies may attempt to get recorded statements that limit your claim.
• Keep Track of Expenses: Document medical bills, transportation costs, and lost wages.

Following these steps helps preserve your rights and strengthens your case for compensation.

Uber & Lyft Accident Claim FAQs

Who is liable in an Uber or Lyft accident?

Liability depends on who caused the crash and whether the rideshare driver was logged into the app. Responsibility may fall on the rideshare driver, another motorist, or Uber/Lyft’s insurance coverage.

Can passengers file a claim against Uber or Lyft directly?

Typically, claims are made through the company’s insurance policy, not directly against Uber or Lyft. Your attorney can help determine whether to file with the rideshare company’s insurer or another driver’s insurance.

What if I was hit by an Uber or Lyft vehicle as a pedestrian or another driver?

You may still have a valid claim. Whether you pursue compensation from the rideshare driver’s personal policy or Uber/Lyft’s insurance depends on the driver’s app status at the time of the crash.

How long do I have to file an Uber or Lyft accident claim in Texas?

In most cases, you have two years from the date of the accident to file a personal injury lawsuit under Texas law. Acting quickly ensures critical evidence is preserved.

What if the Uber or Lyft driver was uninsured or underinsured?

Uber and Lyft provide uninsured/underinsured motorist coverage while a passenger is in the vehicle, which can help cover your losses if another driver lacks sufficient insurance.

Do I need a lawyer for a rideshare accident claim?

Yes. Uber and Lyft accidents can involve multiple insurance policies and complex liability issues. A Texas rideshare accident lawyer can negotiate with insurers and help you pursue full compensation.

How much is my Uber or Lyft accident case worth?

The value depends on factors like injury severity, medical costs, lost income, and the level of fault. An attorney can help estimate your claim’s value based on the details of your case.

Contact Our Rideshare Accident Attorney in Texas Today

At Hilliard Law, our personal injury lawyers have been helping victims of personal injury since 1985. We know how to fight for you. 

If we take your automotive case, we will work on a contingent fee basis, which means you don’t pay us unless we win.

Call us at (866) 927-3420 or fill out our contact form for a free consultation with our Texas rideshare accident lawyer.